LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,802
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,315
−HK$2,554/mo
Today · 4.125%
HK$85,869
baseline
▲ 0.50% · 4.625%
HK$91,094
+HK$5,225/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,738/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,891
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,302
−HK$2,446/mo
Today · 4.125%
HK$94,748
baseline
▲ 0.50% · 4.625%
HK$99,742
+HK$4,994/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,496/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,962
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,978
−HK$3,064/mo
Today · 4.125%
HK$103,042
baseline
▲ 0.50% · 4.625%
HK$109,312
+HK$6,270/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,084/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,869
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,762
−HK$2,935/mo
Today · 4.125%
HK$113,697
baseline
▲ 0.50% · 4.625%
HK$119,690
+HK$5,993/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,394/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,122
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,641
−HK$3,575/mo
Today · 4.125%
HK$120,216
baseline
▲ 0.50% · 4.625%
HK$127,531
+HK$7,315/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,432/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,848
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,223
−HK$3,424/mo
Today · 4.125%
HK$132,647
baseline
▲ 0.50% · 4.625%
HK$139,639
+HK$6,992/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,294/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,443
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$149,967
−HK$4,597/mo
Today · 4.125%
HK$154,564
baseline
▲ 0.50% · 4.625%
HK$163,969
+HK$9,405/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$309,128/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,804
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$166,143
−HK$4,403/mo
Today · 4.125%
HK$170,546
baseline
▲ 0.50% · 4.625%
HK$179,535
+HK$8,989/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$341,092/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,004 · Scale 2, in force from 26 Feb 2026)