LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,803
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,317
−HK$2,553/mo
Today · 4.125%
HK$85,870
baseline
▲ 0.50% · 4.625%
HK$91,096
+HK$5,226/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,740/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,893
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,304
−HK$2,446/mo
Today · 4.125%
HK$94,750
baseline
▲ 0.50% · 4.625%
HK$99,744
+HK$4,994/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,500/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,964
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,980
−HK$3,065/mo
Today · 4.125%
HK$103,045
baseline
▲ 0.50% · 4.625%
HK$109,315
+HK$6,270/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,090/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,872
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,765
−HK$2,935/mo
Today · 4.125%
HK$113,700
baseline
▲ 0.50% · 4.625%
HK$119,693
+HK$5,993/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,400/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,125
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,644
−HK$3,575/mo
Today · 4.125%
HK$120,219
baseline
▲ 0.50% · 4.625%
HK$127,534
+HK$7,315/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,438/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,850
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,225
−HK$3,424/mo
Today · 4.125%
HK$132,649
baseline
▲ 0.50% · 4.625%
HK$139,642
+HK$6,993/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,298/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,446
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$149,970
−HK$4,597/mo
Today · 4.125%
HK$154,567
baseline
▲ 0.50% · 4.625%
HK$163,972
+HK$9,405/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$309,134/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,807
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$166,147
−HK$4,402/mo
Today · 4.125%
HK$170,549
baseline
▲ 0.50% · 4.625%
HK$179,539
+HK$8,990/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$341,098/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,035 · Scale 2, in force from 26 Feb 2026)