LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,804
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,318
−HK$2,553/mo
Today · 4.125%
HK$85,871
baseline
▲ 0.50% · 4.625%
HK$91,096
+HK$5,225/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,742/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,894
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,305
−HK$2,445/mo
Today · 4.125%
HK$94,750
baseline
▲ 0.50% · 4.625%
HK$99,745
+HK$4,995/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,500/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,965
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,981
−HK$3,065/mo
Today · 4.125%
HK$103,046
baseline
▲ 0.50% · 4.625%
HK$109,316
+HK$6,270/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,092/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,873
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,766
−HK$2,935/mo
Today · 4.125%
HK$113,701
baseline
▲ 0.50% · 4.625%
HK$119,694
+HK$5,993/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,402/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,126
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,645
−HK$3,575/mo
Today · 4.125%
HK$120,220
baseline
▲ 0.50% · 4.625%
HK$127,535
+HK$7,315/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,440/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,851
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,227
−HK$3,424/mo
Today · 4.125%
HK$132,651
baseline
▲ 0.50% · 4.625%
HK$139,643
+HK$6,992/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,302/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,447
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$149,972
−HK$4,596/mo
Today · 4.125%
HK$154,568
baseline
▲ 0.50% · 4.625%
HK$163,973
+HK$9,405/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$309,136/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,809
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$166,148
−HK$4,403/mo
Today · 4.125%
HK$170,551
baseline
▲ 0.50% · 4.625%
HK$179,541
+HK$8,990/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$341,102/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,049 · Scale 2, in force from 26 Feb 2026)