LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,824
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,338
−HK$2,554/mo
Today · 4.125%
HK$85,892
baseline
▲ 0.50% · 4.625%
HK$91,118
+HK$5,226/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,784/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,915
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,327
−HK$2,446/mo
Today · 4.125%
HK$94,773
baseline
▲ 0.50% · 4.625%
HK$99,769
+HK$4,996/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,546/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,988
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,005
−HK$3,065/mo
Today · 4.125%
HK$103,070
baseline
▲ 0.50% · 4.625%
HK$109,342
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,140/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,898
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,792
−HK$2,936/mo
Today · 4.125%
HK$113,728
baseline
▲ 0.50% · 4.625%
HK$119,723
+HK$5,995/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,456/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,153
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,673
−HK$3,576/mo
Today · 4.125%
HK$120,249
baseline
▲ 0.50% · 4.625%
HK$127,565
+HK$7,316/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,498/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,881
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,258
−HK$3,424/mo
Today · 4.125%
HK$132,682
baseline
▲ 0.50% · 4.625%
HK$139,676
+HK$6,994/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,364/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,482
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$150,008
−HK$4,597/mo
Today · 4.125%
HK$154,605
baseline
▲ 0.50% · 4.625%
HK$164,013
+HK$9,408/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$309,210/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,848
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$166,188
−HK$4,404/mo
Today · 4.125%
HK$170,592
baseline
▲ 0.50% · 4.625%
HK$179,584
+HK$8,992/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$341,184/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,409 · Scale 2, in force from 26 Feb 2026)