LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,824
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,339
−HK$2,554/mo
Today · 4.125%
HK$85,893
baseline
▲ 0.50% · 4.625%
HK$91,119
+HK$5,226/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,786/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,916
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,446/mo
Today · 4.125%
HK$94,774
baseline
▲ 0.50% · 4.625%
HK$99,770
+HK$4,996/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,548/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,989
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,006
−HK$3,065/mo
Today · 4.125%
HK$103,071
baseline
▲ 0.50% · 4.625%
HK$109,343
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,142/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,900
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,793
−HK$2,936/mo
Today · 4.125%
HK$113,729
baseline
▲ 0.50% · 4.625%
HK$119,724
+HK$5,995/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,458/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,154
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,674
−HK$3,576/mo
Today · 4.125%
HK$120,250
baseline
▲ 0.50% · 4.625%
HK$127,567
+HK$7,317/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,500/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,883
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,259
−HK$3,425/mo
Today · 4.125%
HK$132,684
baseline
▲ 0.50% · 4.625%
HK$139,678
+HK$6,994/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,368/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,484
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$150,009
−HK$4,598/mo
Today · 4.125%
HK$154,607
baseline
▲ 0.50% · 4.625%
HK$164,015
+HK$9,408/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$309,214/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,850
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$166,190
−HK$4,404/mo
Today · 4.125%
HK$170,594
baseline
▲ 0.50% · 4.625%
HK$179,586
+HK$8,992/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$341,188/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,427 · Scale 2, in force from 26 Feb 2026)