LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,833
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,348
−HK$2,554/mo
Today · 4.125%
HK$85,902
baseline
▲ 0.50% · 4.625%
HK$91,129
+HK$5,227/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,804/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,926
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,338
−HK$2,447/mo
Today · 4.125%
HK$94,785
baseline
▲ 0.50% · 4.625%
HK$99,781
+HK$4,996/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,570/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,000
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,017
−HK$3,066/mo
Today · 4.125%
HK$103,083
baseline
▲ 0.50% · 4.625%
HK$109,355
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,166/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,911
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,805
−HK$2,936/mo
Today · 4.125%
HK$113,741
baseline
▲ 0.50% · 4.625%
HK$119,737
+HK$5,996/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,482/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,166
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,687
−HK$3,576/mo
Today · 4.125%
HK$120,263
baseline
▲ 0.50% · 4.625%
HK$127,581
+HK$7,318/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,526/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,897
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,273
−HK$3,425/mo
Today · 4.125%
HK$132,698
baseline
▲ 0.50% · 4.625%
HK$139,693
+HK$6,995/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,396/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,500
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,026
−HK$4,598/mo
Today · 4.125%
HK$154,624
baseline
▲ 0.50% · 4.625%
HK$164,032
+HK$9,408/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$309,248/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,867
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$166,208
−HK$4,404/mo
Today · 4.125%
HK$170,612
baseline
▲ 0.50% · 4.625%
HK$179,605
+HK$8,993/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$341,224/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,590 · Scale 2, in force from 26 Feb 2026)