LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,835
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,349
−HK$2,555/mo
Today · 4.125%
HK$85,904
baseline
▲ 0.50% · 4.625%
HK$91,131
+HK$5,227/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,808/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,928
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,340
−HK$2,447/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$99,783
+HK$4,996/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,002
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,019
−HK$3,066/mo
Today · 4.125%
HK$103,085
baseline
▲ 0.50% · 4.625%
HK$109,357
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,170/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,914
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,808
−HK$2,936/mo
Today · 4.125%
HK$113,744
baseline
▲ 0.50% · 4.625%
HK$119,740
+HK$5,996/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,488/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,169
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,689
−HK$3,577/mo
Today · 4.125%
HK$120,266
baseline
▲ 0.50% · 4.625%
HK$127,584
+HK$7,318/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$240,532/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,899
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,276
−HK$3,425/mo
Today · 4.125%
HK$132,701
baseline
▲ 0.50% · 4.625%
HK$139,696
+HK$6,995/mo
Deposit HK$10.63M · loan HK$24.81M · min. income ≈ HK$265,402/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,503
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,029
−HK$4,598/mo
Today · 4.125%
HK$154,627
baseline
▲ 0.50% · 4.625%
HK$164,036
+HK$9,409/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$309,254/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,871
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$166,212
−HK$4,404/mo
Today · 4.125%
HK$170,616
baseline
▲ 0.50% · 4.625%
HK$179,610
+HK$8,994/mo
Deposit HK$3.54M · loan HK$31.90M · min. income ≈ HK$341,232/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,625 · Scale 2, in force from 26 Feb 2026)