LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,835
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,350
−HK$2,554/mo
Today · 4.125%
HK$85,904
baseline
▲ 0.50% · 4.625%
HK$91,132
+HK$5,228/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,808/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,929
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,340
−HK$2,447/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$99,783
+HK$4,996/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,002
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,020
−HK$3,065/mo
Today · 4.125%
HK$103,085
baseline
▲ 0.50% · 4.625%
HK$109,358
+HK$6,273/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,170/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,914
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,808
−HK$2,937/mo
Today · 4.125%
HK$113,745
baseline
▲ 0.50% · 4.625%
HK$119,740
+HK$5,995/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,490/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,170
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,690
−HK$3,576/mo
Today · 4.125%
HK$120,266
baseline
▲ 0.50% · 4.625%
HK$127,584
+HK$7,318/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,532/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,900
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,277
−HK$3,425/mo
Today · 4.125%
HK$132,702
baseline
▲ 0.50% · 4.625%
HK$139,697
+HK$6,995/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,404/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,504
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,030
−HK$4,598/mo
Today · 4.125%
HK$154,628
baseline
▲ 0.50% · 4.625%
HK$164,037
+HK$9,409/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,256/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,871
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,213
−HK$4,404/mo
Today · 4.125%
HK$170,617
baseline
▲ 0.50% · 4.625%
HK$179,610
+HK$8,993/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,234/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,631 · Scale 2, in force from 26 Feb 2026)