LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,837
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,351
−HK$2,555/mo
Today · 4.125%
HK$85,906
baseline
▲ 0.50% · 4.625%
HK$91,133
+HK$5,227/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,812/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,930
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,342
−HK$2,446/mo
Today · 4.125%
HK$94,788
baseline
▲ 0.50% · 4.625%
HK$99,785
+HK$4,997/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,576/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,004
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,021
−HK$3,066/mo
Today · 4.125%
HK$103,087
baseline
▲ 0.50% · 4.625%
HK$109,359
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,174/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,916
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,810
−HK$2,936/mo
Today · 4.125%
HK$113,746
baseline
▲ 0.50% · 4.625%
HK$119,742
+HK$5,996/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,492/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,171
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,691
−HK$3,577/mo
Today · 4.125%
HK$120,268
baseline
▲ 0.50% · 4.625%
HK$127,586
+HK$7,318/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,536/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,902
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,278
−HK$3,426/mo
Today · 4.125%
HK$132,704
baseline
▲ 0.50% · 4.625%
HK$139,699
+HK$6,995/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,408/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,506
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,032
−HK$4,598/mo
Today · 4.125%
HK$154,630
baseline
▲ 0.50% · 4.625%
HK$164,039
+HK$9,409/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,260/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,874
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$166,215
−HK$4,404/mo
Today · 4.125%
HK$170,619
baseline
▲ 0.50% · 4.625%
HK$179,613
+HK$8,994/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,238/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,652 · Scale 2, in force from 26 Feb 2026)