LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,837
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,352
−HK$2,554/mo
Today · 4.125%
HK$85,906
baseline
▲ 0.50% · 4.625%
HK$91,134
+HK$5,228/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,812/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,931
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,342
−HK$2,447/mo
Today · 4.125%
HK$94,789
baseline
▲ 0.50% · 4.625%
HK$99,786
+HK$4,997/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,578/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,005
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,022
−HK$3,066/mo
Today · 4.125%
HK$103,088
baseline
▲ 0.50% · 4.625%
HK$109,360
+HK$6,272/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,176/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,917
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,811
−HK$2,936/mo
Today · 4.125%
HK$113,747
baseline
▲ 0.50% · 4.625%
HK$119,743
+HK$5,996/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,494/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,172
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,692
−HK$3,577/mo
Today · 4.125%
HK$120,269
baseline
▲ 0.50% · 4.625%
HK$127,587
+HK$7,318/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,538/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,903
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,279
−HK$3,426/mo
Today · 4.125%
HK$132,705
baseline
▲ 0.50% · 4.625%
HK$139,700
+HK$6,995/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,410/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,507
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,033
−HK$4,598/mo
Today · 4.125%
HK$154,631
baseline
▲ 0.50% · 4.625%
HK$164,040
+HK$9,409/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,262/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,875
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,216
−HK$4,405/mo
Today · 4.125%
HK$170,621
baseline
▲ 0.50% · 4.625%
HK$179,614
+HK$8,993/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,242/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,664 · Scale 2, in force from 26 Feb 2026)