LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,850
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$83,365
−HK$2,555/mo
Today · 4.125%
HK$85,920
baseline
▲ 0.50% · 4.625%
HK$91,148
+HK$5,228/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,840/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,945
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,357
−HK$2,447/mo
Today · 4.125%
HK$94,804
baseline
▲ 0.50% · 4.625%
HK$99,801
+HK$4,997/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,608/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,020
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,038
−HK$3,066/mo
Today · 4.125%
HK$103,104
baseline
▲ 0.50% · 4.625%
HK$109,377
+HK$6,273/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$206,208/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,933
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,828
−HK$2,937/mo
Today · 4.125%
HK$113,765
baseline
▲ 0.50% · 4.625%
HK$119,761
+HK$5,996/mo
Deposit HK$14.18M · loan HK$21.27M · min. income ≈ HK$227,530/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,190
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,711
−HK$3,577/mo
Today · 4.125%
HK$120,288
baseline
▲ 0.50% · 4.625%
HK$127,607
+HK$7,319/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,576/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,922
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,300
−HK$3,426/mo
Today · 4.125%
HK$132,726
baseline
▲ 0.50% · 4.625%
HK$139,722
+HK$6,996/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,452/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,530
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$150,056
−HK$4,600/mo
Today · 4.125%
HK$154,656
baseline
▲ 0.50% · 4.625%
HK$164,066
+HK$9,410/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,312/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,900
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$166,242
−HK$4,405/mo
Today · 4.125%
HK$170,647
baseline
▲ 0.50% · 4.625%
HK$179,642
+HK$8,995/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,294/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,899 · Scale 2, in force from 26 Feb 2026)