LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,855
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$83,370
−HK$2,555/mo
Today · 4.125%
HK$85,925
baseline
▲ 0.50% · 4.625%
HK$91,154
+HK$5,229/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,850/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,951
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,363
−HK$2,447/mo
Today · 4.125%
HK$94,810
baseline
▲ 0.50% · 4.625%
HK$99,808
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,620/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,026
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,044
−HK$3,067/mo
Today · 4.125%
HK$103,111
baseline
▲ 0.50% · 4.625%
HK$109,385
+HK$6,274/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$206,222/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,941
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,836
−HK$2,936/mo
Today · 4.125%
HK$113,772
baseline
▲ 0.50% · 4.625%
HK$119,769
+HK$5,997/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$227,544/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,197
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,718
−HK$3,578/mo
Today · 4.125%
HK$120,296
baseline
▲ 0.50% · 4.625%
HK$127,615
+HK$7,319/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,592/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,931
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,308
−HK$3,426/mo
Today · 4.125%
HK$132,734
baseline
▲ 0.50% · 4.625%
HK$139,731
+HK$6,997/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,468/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,539
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,066
−HK$4,600/mo
Today · 4.125%
HK$154,666
baseline
▲ 0.50% · 4.625%
HK$164,077
+HK$9,411/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,332/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,911
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,253
−HK$4,406/mo
Today · 4.125%
HK$170,659
baseline
▲ 0.50% · 4.625%
HK$179,654
+HK$8,995/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,318/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,506,999 · Scale 2, in force from 26 Feb 2026)