LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,856
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,371
−HK$2,556/mo
Today · 4.125%
HK$85,927
baseline
▲ 0.50% · 4.625%
HK$91,155
+HK$5,228/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,854/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,952
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,364
−HK$2,448/mo
Today · 4.125%
HK$94,812
baseline
▲ 0.50% · 4.625%
HK$99,809
+HK$4,997/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,624/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,028
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,046
−HK$3,066/mo
Today · 4.125%
HK$103,112
baseline
▲ 0.50% · 4.625%
HK$109,386
+HK$6,274/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$206,224/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,942
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,837
−HK$2,937/mo
Today · 4.125%
HK$113,774
baseline
▲ 0.50% · 4.625%
HK$119,771
+HK$5,997/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$227,548/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,199
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,720
−HK$3,577/mo
Today · 4.125%
HK$120,297
baseline
▲ 0.50% · 4.625%
HK$127,617
+HK$7,320/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,594/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,933
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,310
−HK$3,426/mo
Today · 4.125%
HK$132,736
baseline
▲ 0.50% · 4.625%
HK$139,733
+HK$6,997/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,472/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,541
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,069
−HK$4,599/mo
Today · 4.125%
HK$154,668
baseline
▲ 0.50% · 4.625%
HK$164,079
+HK$9,411/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,336/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,913
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,256
−HK$4,405/mo
Today · 4.125%
HK$170,661
baseline
▲ 0.50% · 4.625%
HK$179,657
+HK$8,996/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,322/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,021 · Scale 2, in force from 26 Feb 2026)