LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,859
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,374
−HK$2,556/mo
Today · 4.125%
HK$85,930
baseline
▲ 0.50% · 4.625%
HK$91,158
+HK$5,228/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,860/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,955
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,367
−HK$2,448/mo
Today · 4.125%
HK$94,815
baseline
▲ 0.50% · 4.625%
HK$99,813
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,630/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,031
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,049
−HK$3,066/mo
Today · 4.125%
HK$103,115
baseline
▲ 0.50% · 4.625%
HK$109,390
+HK$6,275/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$206,230/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,946
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,841
−HK$2,937/mo
Today · 4.125%
HK$113,778
baseline
▲ 0.50% · 4.625%
HK$119,775
+HK$5,997/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$227,556/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,203
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,724
−HK$3,577/mo
Today · 4.125%
HK$120,301
baseline
▲ 0.50% · 4.625%
HK$127,621
+HK$7,320/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,602/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,937
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,314
−HK$3,427/mo
Today · 4.125%
HK$132,741
baseline
▲ 0.50% · 4.625%
HK$139,738
+HK$6,997/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,482/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,546
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,074
−HK$4,599/mo
Today · 4.125%
HK$154,673
baseline
▲ 0.50% · 4.625%
HK$164,085
+HK$9,412/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,346/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,919
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,261
−HK$4,406/mo
Today · 4.125%
HK$170,667
baseline
▲ 0.50% · 4.625%
HK$179,663
+HK$8,996/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,334/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,071 · Scale 2, in force from 26 Feb 2026)