LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,860
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,376
−HK$2,555/mo
Today · 4.125%
HK$85,931
baseline
▲ 0.50% · 4.625%
HK$91,160
+HK$5,229/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,862/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,956
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,369
−HK$2,447/mo
Today · 4.125%
HK$94,816
baseline
▲ 0.50% · 4.625%
HK$99,814
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,632/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,032
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,051
−HK$3,066/mo
Today · 4.125%
HK$103,117
baseline
▲ 0.50% · 4.625%
HK$109,392
+HK$6,275/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$206,234/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,948
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,843
−HK$2,937/mo
Today · 4.125%
HK$113,780
baseline
▲ 0.50% · 4.625%
HK$119,777
+HK$5,997/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$227,560/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,204
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,726
−HK$3,577/mo
Today · 4.125%
HK$120,303
baseline
▲ 0.50% · 4.625%
HK$127,624
+HK$7,321/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,606/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,939
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,316
−HK$3,427/mo
Today · 4.125%
HK$132,743
baseline
▲ 0.50% · 4.625%
HK$139,740
+HK$6,997/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,486/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,549
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,076
−HK$4,600/mo
Today · 4.125%
HK$154,676
baseline
▲ 0.50% · 4.625%
HK$164,087
+HK$9,411/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$309,352/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,921
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,264
−HK$4,405/mo
Today · 4.125%
HK$170,669
baseline
▲ 0.50% · 4.625%
HK$179,666
+HK$8,997/mo
Deposit HK$3.55M · loan HK$31.91M · min. income ≈ HK$341,338/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,096 · Scale 2, in force from 26 Feb 2026)