LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,861
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,377
−HK$2,555/mo
Today · 4.125%
HK$85,932
baseline
▲ 0.50% · 4.625%
HK$91,161
+HK$5,229/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,864/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,957
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,370
−HK$2,447/mo
Today · 4.125%
HK$94,817
baseline
▲ 0.50% · 4.625%
HK$99,815
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,634/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,034
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,052
−HK$3,066/mo
Today · 4.125%
HK$103,118
baseline
▲ 0.50% · 4.625%
HK$109,393
+HK$6,275/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$206,236/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,949
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,844
−HK$2,937/mo
Today · 4.125%
HK$113,781
baseline
▲ 0.50% · 4.625%
HK$119,779
+HK$5,998/mo
Deposit HK$14.18M · loan HK$21.28M · min. income ≈ HK$227,562/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,206
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,727
−HK$3,578/mo
Today · 4.125%
HK$120,305
baseline
▲ 0.50% · 4.625%
HK$127,625
+HK$7,320/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,610/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,940
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,318
−HK$3,426/mo
Today · 4.125%
HK$132,744
baseline
▲ 0.50% · 4.625%
HK$139,742
+HK$6,998/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,488/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,550
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$150,078
−HK$4,600/mo
Today · 4.125%
HK$154,678
baseline
▲ 0.50% · 4.625%
HK$164,089
+HK$9,411/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$309,356/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,923
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,266
−HK$4,405/mo
Today · 4.125%
HK$170,671
baseline
▲ 0.50% · 4.625%
HK$179,668
+HK$8,997/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$341,342/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,114 · Scale 2, in force from 26 Feb 2026)