LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,867
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,382
−HK$2,556/mo
Today · 4.125%
HK$85,938
baseline
▲ 0.50% · 4.625%
HK$91,167
+HK$5,229/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,876/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,963
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,376
−HK$2,448/mo
Today · 4.125%
HK$94,824
baseline
▲ 0.50% · 4.625%
HK$99,822
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,648/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,040
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,058
−HK$3,067/mo
Today · 4.125%
HK$103,125
baseline
▲ 0.50% · 4.625%
HK$109,400
+HK$6,275/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$206,250/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,956
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,851
−HK$2,937/mo
Today · 4.125%
HK$113,788
baseline
▲ 0.50% · 4.625%
HK$119,786
+HK$5,998/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$227,576/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,213
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$116,735
−HK$3,578/mo
Today · 4.125%
HK$120,313
baseline
▲ 0.50% · 4.625%
HK$127,633
+HK$7,320/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$240,626/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,949
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,326
−HK$3,427/mo
Today · 4.125%
HK$132,753
baseline
▲ 0.50% · 4.625%
HK$139,751
+HK$6,998/mo
Deposit HK$10.64M · loan HK$24.82M · min. income ≈ HK$265,506/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,560
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$150,088
−HK$4,600/mo
Today · 4.125%
HK$154,688
baseline
▲ 0.50% · 4.625%
HK$164,100
+HK$9,412/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$309,376/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,934
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$166,277
−HK$4,406/mo
Today · 4.125%
HK$170,683
baseline
▲ 0.50% · 4.625%
HK$179,680
+HK$8,997/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$341,366/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,213 · Scale 2, in force from 26 Feb 2026)