LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,872
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,387
−HK$2,556/mo
Today · 4.125%
HK$85,943
baseline
▲ 0.50% · 4.625%
HK$91,172
+HK$5,229/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,886/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,969
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,382
−HK$2,448/mo
Today · 4.125%
HK$94,830
baseline
▲ 0.50% · 4.625%
HK$99,828
+HK$4,998/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,660/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,046
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,065
−HK$3,066/mo
Today · 4.125%
HK$103,131
baseline
▲ 0.50% · 4.625%
HK$109,407
+HK$6,276/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$206,262/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,963
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,858
−HK$2,937/mo
Today · 4.125%
HK$113,795
baseline
▲ 0.50% · 4.625%
HK$119,794
+HK$5,999/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$227,590/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,220
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$116,742
−HK$3,578/mo
Today · 4.125%
HK$120,320
baseline
▲ 0.50% · 4.625%
HK$127,641
+HK$7,321/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$240,640/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,956
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,334
−HK$3,427/mo
Today · 4.125%
HK$132,761
baseline
▲ 0.50% · 4.625%
HK$139,759
+HK$6,998/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$265,522/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,569
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$150,097
−HK$4,600/mo
Today · 4.125%
HK$154,697
baseline
▲ 0.50% · 4.625%
HK$164,110
+HK$9,413/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$309,394/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,944
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$166,287
−HK$4,406/mo
Today · 4.125%
HK$170,693
baseline
▲ 0.50% · 4.625%
HK$179,691
+HK$8,998/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$341,386/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,305 · Scale 2, in force from 26 Feb 2026)