LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,879
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,395
−HK$2,556/mo
Today · 4.125%
HK$85,951
baseline
▲ 0.50% · 4.625%
HK$91,181
+HK$5,230/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$171,902/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,977
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,390
−HK$2,448/mo
Today · 4.125%
HK$94,838
baseline
▲ 0.50% · 4.625%
HK$99,837
+HK$4,999/mo
Deposit HK$17.73M · loan HK$17.73M · min. income ≈ HK$189,676/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,055
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,074
−HK$3,067/mo
Today · 4.125%
HK$103,141
baseline
▲ 0.50% · 4.625%
HK$109,417
+HK$6,276/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$206,282/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,972
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,868
−HK$2,938/mo
Today · 4.125%
HK$113,806
baseline
▲ 0.50% · 4.625%
HK$119,805
+HK$5,999/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$227,612/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,230
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,752
−HK$3,579/mo
Today · 4.125%
HK$120,331
baseline
▲ 0.50% · 4.625%
HK$127,653
+HK$7,322/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$240,662/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,968
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,346
−HK$3,427/mo
Today · 4.125%
HK$132,773
baseline
▲ 0.50% · 4.625%
HK$139,772
+HK$6,999/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$265,546/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,582
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$150,110
−HK$4,601/mo
Today · 4.125%
HK$154,711
baseline
▲ 0.50% · 4.625%
HK$164,125
+HK$9,414/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$309,422/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,958
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$166,302
−HK$4,406/mo
Today · 4.125%
HK$170,708
baseline
▲ 0.50% · 4.625%
HK$179,707
+HK$8,999/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$341,416/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,440 · Scale 2, in force from 26 Feb 2026)