LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,881
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,397
−HK$2,556/mo
Today · 4.125%
HK$85,953
baseline
▲ 0.50% · 4.625%
HK$91,183
+HK$5,230/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$171,906/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,980
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,393
−HK$2,448/mo
Today · 4.125%
HK$94,841
baseline
▲ 0.50% · 4.625%
HK$99,840
+HK$4,999/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$189,682/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,058
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,077
−HK$3,067/mo
Today · 4.125%
HK$103,144
baseline
▲ 0.50% · 4.625%
HK$109,420
+HK$6,276/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$206,288/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,976
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$110,872
−HK$2,937/mo
Today · 4.125%
HK$113,809
baseline
▲ 0.50% · 4.625%
HK$119,808
+HK$5,999/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$227,618/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,234
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,756
−HK$3,579/mo
Today · 4.125%
HK$120,335
baseline
▲ 0.50% · 4.625%
HK$127,657
+HK$7,322/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$240,670/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,972
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$129,350
−HK$3,428/mo
Today · 4.125%
HK$132,778
baseline
▲ 0.50% · 4.625%
HK$139,776
+HK$6,998/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$265,556/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,587
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$150,115
−HK$4,601/mo
Today · 4.125%
HK$154,716
baseline
▲ 0.50% · 4.625%
HK$164,130
+HK$9,414/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$309,432/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,964
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$166,307
−HK$4,407/mo
Today · 4.125%
HK$170,714
baseline
▲ 0.50% · 4.625%
HK$179,713
+HK$8,999/mo
Deposit HK$3.55M · loan HK$31.92M · min. income ≈ HK$341,428/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,507,489 · Scale 2, in force from 26 Feb 2026)