LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,890
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,406
−HK$2,557/mo
Today · 4.125%
HK$85,963
baseline
▲ 0.50% · 4.625%
HK$91,193
+HK$5,230/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$171,926/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,990
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,403
−HK$2,448/mo
Today · 4.125%
HK$94,851
baseline
▲ 0.50% · 4.625%
HK$99,851
+HK$5,000/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$189,702/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,068
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,088
−HK$3,067/mo
Today · 4.125%
HK$103,155
baseline
▲ 0.50% · 4.625%
HK$109,432
+HK$6,277/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$206,310/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,987
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,884
−HK$2,938/mo
Today · 4.125%
HK$113,822
baseline
▲ 0.50% · 4.625%
HK$119,821
+HK$5,999/mo
Deposit HK$14.19M · loan HK$21.28M · min. income ≈ HK$227,644/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,246
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,769
−HK$3,579/mo
Today · 4.125%
HK$120,348
baseline
▲ 0.50% · 4.625%
HK$127,671
+HK$7,323/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$240,696/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,985
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,364
−HK$3,428/mo
Today · 4.125%
HK$132,792
baseline
▲ 0.50% · 4.625%
HK$139,792
+HK$7,000/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$265,584/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,602
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$150,131
−HK$4,602/mo
Today · 4.125%
HK$154,733
baseline
▲ 0.50% · 4.625%
HK$164,148
+HK$9,415/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$309,466/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,981
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$166,325
−HK$4,407/mo
Today · 4.125%
HK$170,732
baseline
▲ 0.50% · 4.625%
HK$179,732
+HK$9,000/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$341,464/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,652 · Scale 2, in force from 26 Feb 2026)