LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,897
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,556/mo
Today · 4.125%
HK$85,970
baseline
▲ 0.50% · 4.625%
HK$91,201
+HK$5,231/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$171,940/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,997
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,411
−HK$2,449/mo
Today · 4.125%
HK$94,860
baseline
▲ 0.50% · 4.625%
HK$99,860
+HK$5,000/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$189,720/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,077
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,096
−HK$3,068/mo
Today · 4.125%
HK$103,164
baseline
▲ 0.50% · 4.625%
HK$109,441
+HK$6,277/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$206,328/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,997
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,893
−HK$2,938/mo
Today · 4.125%
HK$113,831
baseline
▲ 0.50% · 4.625%
HK$119,832
+HK$6,001/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$227,662/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,256
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,779
−HK$3,579/mo
Today · 4.125%
HK$120,358
baseline
▲ 0.50% · 4.625%
HK$127,682
+HK$7,324/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$240,716/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,996
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,375
−HK$3,428/mo
Today · 4.125%
HK$132,803
baseline
▲ 0.50% · 4.625%
HK$139,804
+HK$7,001/mo
Deposit HK$10.64M · loan HK$24.83M · min. income ≈ HK$265,606/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,615
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$150,144
−HK$4,602/mo
Today · 4.125%
HK$154,746
baseline
▲ 0.50% · 4.625%
HK$164,162
+HK$9,416/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$309,492/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,995
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$166,340
−HK$4,407/mo
Today · 4.125%
HK$170,747
baseline
▲ 0.50% · 4.625%
HK$179,748
+HK$9,001/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$341,494/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,783 · Scale 2, in force from 26 Feb 2026)