LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,901
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,417
−HK$2,557/mo
Today · 4.125%
HK$85,974
baseline
▲ 0.50% · 4.625%
HK$91,205
+HK$5,231/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$171,948/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,001
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,415
−HK$2,449/mo
Today · 4.125%
HK$94,864
baseline
▲ 0.50% · 4.625%
HK$99,864
+HK$5,000/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$189,728/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,081
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,100
−HK$3,068/mo
Today · 4.125%
HK$103,168
baseline
▲ 0.50% · 4.625%
HK$109,446
+HK$6,278/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$206,336/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,001
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,898
−HK$2,938/mo
Today · 4.125%
HK$113,836
baseline
▲ 0.50% · 4.625%
HK$119,837
+HK$6,001/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$227,672/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,261
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,784
−HK$3,579/mo
Today · 4.125%
HK$120,363
baseline
▲ 0.50% · 4.625%
HK$127,687
+HK$7,324/mo
Deposit HK$10.64M · loan HK$24.84M · min. income ≈ HK$240,726/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,001
−HK$6,808/mo
▼ 0.25% · 3.875%
HK$129,381
−HK$3,428/mo
Today · 4.125%
HK$132,809
baseline
▲ 0.50% · 4.625%
HK$139,809
+HK$7,000/mo
Deposit HK$10.64M · loan HK$24.84M · min. income ≈ HK$265,618/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,621
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$150,151
−HK$4,602/mo
Today · 4.125%
HK$154,753
baseline
▲ 0.50% · 4.625%
HK$164,169
+HK$9,416/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$309,506/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,002
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$166,347
−HK$4,407/mo
Today · 4.125%
HK$170,754
baseline
▲ 0.50% · 4.625%
HK$179,755
+HK$9,001/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$341,508/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,507,846 · Scale 2, in force from 26 Feb 2026)