LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,911
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,427
−HK$2,557/mo
Today · 4.125%
HK$85,984
baseline
▲ 0.50% · 4.625%
HK$91,216
+HK$5,232/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$171,968/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,012
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,426
−HK$2,449/mo
Today · 4.125%
HK$94,875
baseline
▲ 0.50% · 4.625%
HK$99,876
+HK$5,001/mo
Deposit HK$17.74M · loan HK$17.74M · min. income ≈ HK$189,750/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,093
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,113
−HK$3,068/mo
Today · 4.125%
HK$103,181
baseline
▲ 0.50% · 4.625%
HK$109,460
+HK$6,279/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$206,362/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,015
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,912
−HK$2,938/mo
Today · 4.125%
HK$113,850
baseline
▲ 0.50% · 4.625%
HK$119,852
+HK$6,002/mo
Deposit HK$14.19M · loan HK$21.29M · min. income ≈ HK$227,700/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,275
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$116,798
−HK$3,580/mo
Today · 4.125%
HK$120,378
baseline
▲ 0.50% · 4.625%
HK$127,703
+HK$7,325/mo
Deposit HK$10.64M · loan HK$24.84M · min. income ≈ HK$240,756/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,017
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,397
−HK$3,429/mo
Today · 4.125%
HK$132,826
baseline
▲ 0.50% · 4.625%
HK$139,827
+HK$7,001/mo
Deposit HK$10.64M · loan HK$24.84M · min. income ≈ HK$265,652/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,639
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$150,169
−HK$4,603/mo
Today · 4.125%
HK$154,772
baseline
▲ 0.50% · 4.625%
HK$164,190
+HK$9,418/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$309,544/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,022
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$166,368
−HK$4,408/mo
Today · 4.125%
HK$170,776
baseline
▲ 0.50% · 4.625%
HK$179,778
+HK$9,002/mo
Deposit HK$3.55M · loan HK$31.93M · min. income ≈ HK$341,552/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,034 · Scale 2, in force from 26 Feb 2026)