LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,928
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,446
−HK$2,557/mo
Today · 4.125%
HK$86,003
baseline
▲ 0.50% · 4.625%
HK$91,236
+HK$5,233/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,006/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,032
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,447
−HK$2,449/mo
Today · 4.125%
HK$94,896
baseline
▲ 0.50% · 4.625%
HK$99,898
+HK$5,002/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,792/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,114
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$100,135
−HK$3,069/mo
Today · 4.125%
HK$103,204
baseline
▲ 0.50% · 4.625%
HK$109,484
+HK$6,280/mo
Deposit HK$14.20M · loan HK$21.29M · min. income ≈ HK$206,408/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,038
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,936
−HK$2,939/mo
Today · 4.125%
HK$113,875
baseline
▲ 0.50% · 4.625%
HK$119,878
+HK$6,003/mo
Deposit HK$14.20M · loan HK$21.29M · min. income ≈ HK$227,750/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,300
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$116,824
−HK$3,581/mo
Today · 4.125%
HK$120,405
baseline
▲ 0.50% · 4.625%
HK$127,731
+HK$7,326/mo
Deposit HK$10.65M · loan HK$24.84M · min. income ≈ HK$240,810/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,045
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,425
−HK$3,430/mo
Today · 4.125%
HK$132,855
baseline
▲ 0.50% · 4.625%
HK$139,858
+HK$7,003/mo
Deposit HK$10.65M · loan HK$24.84M · min. income ≈ HK$265,710/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,671
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,202
−HK$4,604/mo
Today · 4.125%
HK$154,806
baseline
▲ 0.50% · 4.625%
HK$164,226
+HK$9,420/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$309,612/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,058
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$166,404
−HK$4,409/mo
Today · 4.125%
HK$170,813
baseline
▲ 0.50% · 4.625%
HK$179,817
+HK$9,004/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$341,626/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,365 · Scale 2, in force from 26 Feb 2026)