LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,931
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,448
−HK$2,558/mo
Today · 4.125%
HK$86,006
baseline
▲ 0.50% · 4.625%
HK$91,239
+HK$5,233/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,012/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,035
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,449
−HK$2,450/mo
Today · 4.125%
HK$94,899
baseline
▲ 0.50% · 4.625%
HK$99,901
+HK$5,002/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,798/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,117
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$100,138
−HK$3,069/mo
Today · 4.125%
HK$103,207
baseline
▲ 0.50% · 4.625%
HK$109,487
+HK$6,280/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,414/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,042
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,939
−HK$2,940/mo
Today · 4.125%
HK$113,879
baseline
▲ 0.50% · 4.625%
HK$119,881
+HK$6,002/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,758/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,303
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$116,827
−HK$3,581/mo
Today · 4.125%
HK$120,408
baseline
▲ 0.50% · 4.625%
HK$127,735
+HK$7,327/mo
Deposit HK$10.65M · loan HK$24.84M · min. income ≈ HK$240,816/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,048
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,429
−HK$3,429/mo
Today · 4.125%
HK$132,858
baseline
▲ 0.50% · 4.625%
HK$139,862
+HK$7,004/mo
Deposit HK$10.65M · loan HK$24.84M · min. income ≈ HK$265,716/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,675
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,207
−HK$4,603/mo
Today · 4.125%
HK$154,810
baseline
▲ 0.50% · 4.625%
HK$164,230
+HK$9,420/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$309,620/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,062
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,409
−HK$4,409/mo
Today · 4.125%
HK$170,818
baseline
▲ 0.50% · 4.625%
HK$179,822
+HK$9,004/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$341,636/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,407 · Scale 2, in force from 26 Feb 2026)