LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,934
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,452
−HK$2,558/mo
Today · 4.125%
HK$86,010
baseline
▲ 0.50% · 4.625%
HK$91,243
+HK$5,233/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,020/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,039
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,454
−HK$2,449/mo
Today · 4.125%
HK$94,903
baseline
▲ 0.50% · 4.625%
HK$99,906
+HK$5,003/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,806/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,121
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,142
−HK$3,070/mo
Today · 4.125%
HK$103,212
baseline
▲ 0.50% · 4.625%
HK$109,492
+HK$6,280/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,424/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,047
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,944
−HK$2,940/mo
Today · 4.125%
HK$113,884
baseline
▲ 0.50% · 4.625%
HK$119,887
+HK$6,003/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,768/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,308
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$116,833
−HK$3,581/mo
Today · 4.125%
HK$120,414
baseline
▲ 0.50% · 4.625%
HK$127,741
+HK$7,327/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,828/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,054
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$129,435
−HK$3,430/mo
Today · 4.125%
HK$132,865
baseline
▲ 0.50% · 4.625%
HK$139,868
+HK$7,003/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,730/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,682
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$150,214
−HK$4,604/mo
Today · 4.125%
HK$154,818
baseline
▲ 0.50% · 4.625%
HK$164,238
+HK$9,420/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$309,636/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,070
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,416
−HK$4,410/mo
Today · 4.125%
HK$170,826
baseline
▲ 0.50% · 4.625%
HK$179,830
+HK$9,004/mo
Deposit HK$3.55M · loan HK$31.94M · min. income ≈ HK$341,652/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,478 · Scale 2, in force from 26 Feb 2026)