LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,942
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,459
−HK$2,558/mo
Today · 4.125%
HK$86,017
baseline
▲ 0.50% · 4.625%
HK$91,251
+HK$5,234/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,034/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,047
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,462
−HK$2,450/mo
Today · 4.125%
HK$94,912
baseline
▲ 0.50% · 4.625%
HK$99,915
+HK$5,003/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,824/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,130
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,151
−HK$3,070/mo
Today · 4.125%
HK$103,221
baseline
▲ 0.50% · 4.625%
HK$109,502
+HK$6,281/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,442/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,056
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,954
−HK$2,940/mo
Today · 4.125%
HK$113,894
baseline
▲ 0.50% · 4.625%
HK$119,898
+HK$6,004/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,788/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,318
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$116,843
−HK$3,581/mo
Today · 4.125%
HK$120,424
baseline
▲ 0.50% · 4.625%
HK$127,752
+HK$7,328/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,848/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,066
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,447
−HK$3,429/mo
Today · 4.125%
HK$132,876
baseline
▲ 0.50% · 4.625%
HK$139,881
+HK$7,005/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,752/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,695
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$150,227
−HK$4,604/mo
Today · 4.125%
HK$154,831
baseline
▲ 0.50% · 4.625%
HK$164,253
+HK$9,422/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$309,662/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,084
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$166,431
−HK$4,410/mo
Today · 4.125%
HK$170,841
baseline
▲ 0.50% · 4.625%
HK$179,846
+HK$9,005/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$341,682/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,612 · Scale 2, in force from 26 Feb 2026)