LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,944
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,462
−HK$2,558/mo
Today · 4.125%
HK$86,020
baseline
▲ 0.50% · 4.625%
HK$91,254
+HK$5,234/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,040/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,050
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,465
−HK$2,450/mo
Today · 4.125%
HK$94,915
baseline
▲ 0.50% · 4.625%
HK$99,918
+HK$5,003/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,830/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,133
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,155
−HK$3,069/mo
Today · 4.125%
HK$103,224
baseline
▲ 0.50% · 4.625%
HK$109,505
+HK$6,281/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,448/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,060
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,958
−HK$2,940/mo
Today · 4.125%
HK$113,898
baseline
▲ 0.50% · 4.625%
HK$119,901
+HK$6,003/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,796/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,322
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$116,847
−HK$3,581/mo
Today · 4.125%
HK$120,428
baseline
▲ 0.50% · 4.625%
HK$127,756
+HK$7,328/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,856/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,070
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$129,451
−HK$3,430/mo
Today · 4.125%
HK$132,881
baseline
▲ 0.50% · 4.625%
HK$139,885
+HK$7,004/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,762/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,700
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$150,232
−HK$4,604/mo
Today · 4.125%
HK$154,836
baseline
▲ 0.50% · 4.625%
HK$164,258
+HK$9,422/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$309,672/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,089
−HK$8,758/mo
▼ 0.25% · 3.875%
HK$166,437
−HK$4,410/mo
Today · 4.125%
HK$170,847
baseline
▲ 0.50% · 4.625%
HK$179,852
+HK$9,005/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$341,694/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,660 · Scale 2, in force from 26 Feb 2026)