LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,946
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,464
−HK$2,558/mo
Today · 4.125%
HK$86,022
baseline
▲ 0.50% · 4.625%
HK$91,256
+HK$5,234/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,044/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,052
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,467
−HK$2,450/mo
Today · 4.125%
HK$94,917
baseline
▲ 0.50% · 4.625%
HK$99,920
+HK$5,003/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,834/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,135
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,157
−HK$3,069/mo
Today · 4.125%
HK$103,226
baseline
▲ 0.50% · 4.625%
HK$109,508
+HK$6,282/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,452/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,062
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,960
−HK$2,940/mo
Today · 4.125%
HK$113,900
baseline
▲ 0.50% · 4.625%
HK$119,904
+HK$6,004/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,800/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,324
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$116,849
−HK$3,582/mo
Today · 4.125%
HK$120,431
baseline
▲ 0.50% · 4.625%
HK$127,759
+HK$7,328/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,862/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,072
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,453
−HK$3,431/mo
Today · 4.125%
HK$132,884
baseline
▲ 0.50% · 4.625%
HK$139,888
+HK$7,004/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,768/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,703
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$150,235
−HK$4,605/mo
Today · 4.125%
HK$154,840
baseline
▲ 0.50% · 4.625%
HK$164,261
+HK$9,421/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$309,680/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,093
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$166,440
−HK$4,410/mo
Today · 4.125%
HK$170,850
baseline
▲ 0.50% · 4.625%
HK$179,856
+HK$9,006/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$341,700/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,693 · Scale 2, in force from 26 Feb 2026)