LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,952
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,470
−HK$2,558/mo
Today · 4.125%
HK$86,028
baseline
▲ 0.50% · 4.625%
HK$91,262
+HK$5,234/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,056/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,058
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,473
−HK$2,450/mo
Today · 4.125%
HK$94,923
baseline
▲ 0.50% · 4.625%
HK$99,927
+HK$5,004/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,846/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,142
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,163
−HK$3,070/mo
Today · 4.125%
HK$103,233
baseline
▲ 0.50% · 4.625%
HK$109,515
+HK$6,282/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,466/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,069
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,968
−HK$2,940/mo
Today · 4.125%
HK$113,908
baseline
▲ 0.50% · 4.625%
HK$119,912
+HK$6,004/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,816/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,332
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$116,857
−HK$3,582/mo
Today · 4.125%
HK$120,439
baseline
▲ 0.50% · 4.625%
HK$127,767
+HK$7,328/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,878/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,081
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,462
−HK$3,431/mo
Today · 4.125%
HK$132,893
baseline
▲ 0.50% · 4.625%
HK$139,898
+HK$7,005/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,786/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,713
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$150,245
−HK$4,605/mo
Today · 4.125%
HK$154,850
baseline
▲ 0.50% · 4.625%
HK$164,272
+HK$9,422/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$309,700/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,104
−HK$8,758/mo
▼ 0.25% · 3.875%
HK$166,451
−HK$4,411/mo
Today · 4.125%
HK$170,862
baseline
▲ 0.50% · 4.625%
HK$179,868
+HK$9,006/mo
Deposit HK$3.55M · loan HK$31.95M · min. income ≈ HK$341,724/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,508,795 · Scale 2, in force from 26 Feb 2026)