LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,963
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,481
−HK$2,559/mo
Today · 4.125%
HK$86,040
baseline
▲ 0.50% · 4.625%
HK$91,275
+HK$5,235/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,080/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,071
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,486
−HK$2,451/mo
Today · 4.125%
HK$94,937
baseline
▲ 0.50% · 4.625%
HK$99,941
+HK$5,004/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,874/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,156
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,178
−HK$3,070/mo
Today · 4.125%
HK$103,248
baseline
▲ 0.50% · 4.625%
HK$109,531
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,496/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,085
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,983
−HK$2,941/mo
Today · 4.125%
HK$113,924
baseline
▲ 0.50% · 4.625%
HK$119,929
+HK$6,005/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,848/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,348
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,874
−HK$3,582/mo
Today · 4.125%
HK$120,456
baseline
▲ 0.50% · 4.625%
HK$127,786
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$240,912/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,099
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,481
−HK$3,430/mo
Today · 4.125%
HK$132,911
baseline
▲ 0.50% · 4.625%
HK$139,917
+HK$7,006/mo
Deposit HK$10.65M · loan HK$24.85M · min. income ≈ HK$265,822/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,733
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,267
−HK$4,605/mo
Today · 4.125%
HK$154,872
baseline
▲ 0.50% · 4.625%
HK$164,296
+HK$9,424/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,744/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,127
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,475
−HK$4,411/mo
Today · 4.125%
HK$170,886
baseline
▲ 0.50% · 4.625%
HK$179,894
+HK$9,008/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,772/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,009 · Scale 2, in force from 26 Feb 2026)