LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,966
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,484
−HK$2,559/mo
Today · 4.125%
HK$86,043
baseline
▲ 0.50% · 4.625%
HK$91,279
+HK$5,236/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,086/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,074
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,489
−HK$2,451/mo
Today · 4.125%
HK$94,940
baseline
▲ 0.50% · 4.625%
HK$99,945
+HK$5,005/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,880/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,159
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,181
−HK$3,071/mo
Today · 4.125%
HK$103,252
baseline
▲ 0.50% · 4.625%
HK$109,534
+HK$6,282/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$206,504/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,088
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,987
−HK$2,941/mo
Today · 4.125%
HK$113,928
baseline
▲ 0.50% · 4.625%
HK$119,933
+HK$6,005/mo
Deposit HK$14.20M · loan HK$21.30M · min. income ≈ HK$227,856/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,352
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,878
−HK$3,582/mo
Today · 4.125%
HK$120,460
baseline
▲ 0.50% · 4.625%
HK$127,790
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,920/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,103
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,485
−HK$3,431/mo
Today · 4.125%
HK$132,916
baseline
▲ 0.50% · 4.625%
HK$139,922
+HK$7,006/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,832/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,739
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,272
−HK$4,606/mo
Today · 4.125%
HK$154,878
baseline
▲ 0.50% · 4.625%
HK$164,302
+HK$9,424/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,756/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,133
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,481
−HK$4,411/mo
Today · 4.125%
HK$170,892
baseline
▲ 0.50% · 4.625%
HK$179,900
+HK$9,008/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,784/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,063 · Scale 2, in force from 26 Feb 2026)