LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,969
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,487
−HK$2,559/mo
Today · 4.125%
HK$86,046
baseline
▲ 0.50% · 4.625%
HK$91,282
+HK$5,236/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,092/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,077
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,493
−HK$2,450/mo
Today · 4.125%
HK$94,943
baseline
▲ 0.50% · 4.625%
HK$99,948
+HK$5,005/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,886/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,162
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,185
−HK$3,070/mo
Today · 4.125%
HK$103,255
baseline
▲ 0.50% · 4.625%
HK$109,538
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,510/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,092
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,991
−HK$2,941/mo
Today · 4.125%
HK$113,932
baseline
▲ 0.50% · 4.625%
HK$119,938
+HK$6,006/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,864/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,356
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,882
−HK$3,583/mo
Today · 4.125%
HK$120,465
baseline
▲ 0.50% · 4.625%
HK$127,795
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,930/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,108
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,490
−HK$3,431/mo
Today · 4.125%
HK$132,921
baseline
▲ 0.50% · 4.625%
HK$139,927
+HK$7,006/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,842/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,744
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,277
−HK$4,606/mo
Today · 4.125%
HK$154,883
baseline
▲ 0.50% · 4.625%
HK$164,307
+HK$9,424/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,766/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,138
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,487
−HK$4,411/mo
Today · 4.125%
HK$170,898
baseline
▲ 0.50% · 4.625%
HK$179,907
+HK$9,009/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,796/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,116 · Scale 2, in force from 26 Feb 2026)