LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,970
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,489
−HK$2,559/mo
Today · 4.125%
HK$86,048
baseline
▲ 0.50% · 4.625%
HK$91,284
+HK$5,236/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$172,096/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,079
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,495
−HK$2,450/mo
Today · 4.125%
HK$94,945
baseline
▲ 0.50% · 4.625%
HK$99,950
+HK$5,005/mo
Deposit HK$17.75M · loan HK$17.75M · min. income ≈ HK$189,890/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,164
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,187
−HK$3,070/mo
Today · 4.125%
HK$103,257
baseline
▲ 0.50% · 4.625%
HK$109,540
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,514/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,094
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,993
−HK$2,941/mo
Today · 4.125%
HK$113,934
baseline
▲ 0.50% · 4.625%
HK$119,940
+HK$6,006/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,868/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,358
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,885
−HK$3,582/mo
Today · 4.125%
HK$120,467
baseline
▲ 0.50% · 4.625%
HK$127,797
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,934/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,110
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,492
−HK$3,431/mo
Today · 4.125%
HK$132,923
baseline
▲ 0.50% · 4.625%
HK$139,930
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,846/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,747
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,280
−HK$4,606/mo
Today · 4.125%
HK$154,886
baseline
▲ 0.50% · 4.625%
HK$164,311
+HK$9,425/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,772/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,142
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,490
−HK$4,412/mo
Today · 4.125%
HK$170,902
baseline
▲ 0.50% · 4.625%
HK$179,910
+HK$9,008/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,804/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,146 · Scale 2, in force from 26 Feb 2026)