LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,972
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,491
−HK$2,559/mo
Today · 4.125%
HK$86,050
baseline
▲ 0.50% · 4.625%
HK$91,286
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,100/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,080
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,496
−HK$2,451/mo
Today · 4.125%
HK$94,947
baseline
▲ 0.50% · 4.625%
HK$99,952
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,894/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,166
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,189
−HK$3,071/mo
Today · 4.125%
HK$103,260
baseline
▲ 0.50% · 4.625%
HK$109,543
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,520/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,097
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,996
−HK$2,941/mo
Today · 4.125%
HK$113,937
baseline
▲ 0.50% · 4.625%
HK$119,942
+HK$6,005/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,874/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,361
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,887
−HK$3,582/mo
Today · 4.125%
HK$120,469
baseline
▲ 0.50% · 4.625%
HK$127,800
+HK$7,331/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,938/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,113
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,495
−HK$3,431/mo
Today · 4.125%
HK$132,926
baseline
▲ 0.50% · 4.625%
HK$139,933
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,852/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,749
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,283
−HK$4,606/mo
Today · 4.125%
HK$154,889
baseline
▲ 0.50% · 4.625%
HK$164,314
+HK$9,425/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,778/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,145
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,493
−HK$4,412/mo
Today · 4.125%
HK$170,905
baseline
▲ 0.50% · 4.625%
HK$179,914
+HK$9,009/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,810/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,176 · Scale 2, in force from 26 Feb 2026)