LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,974
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,492
−HK$2,559/mo
Today · 4.125%
HK$86,051
baseline
▲ 0.50% · 4.625%
HK$91,287
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,102/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,082
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,498
−HK$2,451/mo
Today · 4.125%
HK$94,949
baseline
▲ 0.50% · 4.625%
HK$99,954
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,898/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,168
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,191
−HK$3,071/mo
Today · 4.125%
HK$103,262
baseline
▲ 0.50% · 4.625%
HK$109,545
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,524/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,099
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,998
−HK$2,941/mo
Today · 4.125%
HK$113,939
baseline
▲ 0.50% · 4.625%
HK$119,945
+HK$6,006/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,878/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,363
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,889
−HK$3,583/mo
Today · 4.125%
HK$120,472
baseline
▲ 0.50% · 4.625%
HK$127,802
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,944/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,115
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$129,498
−HK$3,431/mo
Today · 4.125%
HK$132,929
baseline
▲ 0.50% · 4.625%
HK$139,936
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,858/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,753
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,286
−HK$4,607/mo
Today · 4.125%
HK$154,893
baseline
▲ 0.50% · 4.625%
HK$164,317
+HK$9,424/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,786/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,148
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$166,497
−HK$4,412/mo
Today · 4.125%
HK$170,909
baseline
▲ 0.50% · 4.625%
HK$179,917
+HK$9,008/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,818/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,208 · Scale 2, in force from 26 Feb 2026)