LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,974
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,493
−HK$2,559/mo
Today · 4.125%
HK$86,052
baseline
▲ 0.50% · 4.625%
HK$91,288
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,104/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,083
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,499
−HK$2,451/mo
Today · 4.125%
HK$94,950
baseline
▲ 0.50% · 4.625%
HK$99,955
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,900/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,169
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,191
−HK$3,071/mo
Today · 4.125%
HK$103,262
baseline
▲ 0.50% · 4.625%
HK$109,545
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,524/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,099
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$110,998
−HK$2,942/mo
Today · 4.125%
HK$113,940
baseline
▲ 0.50% · 4.625%
HK$119,945
+HK$6,005/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,880/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,364
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,890
−HK$3,582/mo
Today · 4.125%
HK$120,472
baseline
▲ 0.50% · 4.625%
HK$127,803
+HK$7,331/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,944/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,116
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,498
−HK$3,431/mo
Today · 4.125%
HK$132,929
baseline
▲ 0.50% · 4.625%
HK$139,936
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,858/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,753
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,287
−HK$4,606/mo
Today · 4.125%
HK$154,893
baseline
▲ 0.50% · 4.625%
HK$164,318
+HK$9,425/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,786/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,149
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,498
−HK$4,411/mo
Today · 4.125%
HK$170,909
baseline
▲ 0.50% · 4.625%
HK$179,918
+HK$9,009/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,818/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,214 · Scale 2, in force from 26 Feb 2026)