LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,976
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,495
−HK$2,559/mo
Today · 4.125%
HK$86,054
baseline
▲ 0.50% · 4.625%
HK$91,290
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,108/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,085
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,501
−HK$2,451/mo
Today · 4.125%
HK$94,952
baseline
▲ 0.50% · 4.625%
HK$99,957
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,904/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,171
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,194
−HK$3,071/mo
Today · 4.125%
HK$103,265
baseline
▲ 0.50% · 4.625%
HK$109,548
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,530/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,102
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,002
−HK$2,941/mo
Today · 4.125%
HK$113,943
baseline
▲ 0.50% · 4.625%
HK$119,949
+HK$6,006/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,886/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,367
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,893
−HK$3,583/mo
Today · 4.125%
HK$120,476
baseline
▲ 0.50% · 4.625%
HK$127,806
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,952/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,119
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$129,502
−HK$3,431/mo
Today · 4.125%
HK$132,933
baseline
▲ 0.50% · 4.625%
HK$139,940
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,866/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,757
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,291
−HK$4,606/mo
Today · 4.125%
HK$154,897
baseline
▲ 0.50% · 4.625%
HK$164,323
+HK$9,426/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,794/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,153
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$166,502
−HK$4,412/mo
Today · 4.125%
HK$170,914
baseline
▲ 0.50% · 4.625%
HK$179,923
+HK$9,009/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,828/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,256 · Scale 2, in force from 26 Feb 2026)