LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,977
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,496
−HK$2,559/mo
Today · 4.125%
HK$86,055
baseline
▲ 0.50% · 4.625%
HK$91,291
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,110/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,086
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,502
−HK$2,451/mo
Today · 4.125%
HK$94,953
baseline
▲ 0.50% · 4.625%
HK$99,958
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,906/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,172
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,195
−HK$3,071/mo
Today · 4.125%
HK$103,266
baseline
▲ 0.50% · 4.625%
HK$109,549
+HK$6,283/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$206,532/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,103
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$111,002
−HK$2,941/mo
Today · 4.125%
HK$113,943
baseline
▲ 0.50% · 4.625%
HK$119,950
+HK$6,007/mo
Deposit HK$14.20M · loan HK$21.31M · min. income ≈ HK$227,886/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,367
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$116,894
−HK$3,583/mo
Today · 4.125%
HK$120,477
baseline
▲ 0.50% · 4.625%
HK$127,807
+HK$7,330/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,954/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,120
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$129,503
−HK$3,431/mo
Today · 4.125%
HK$132,934
baseline
▲ 0.50% · 4.625%
HK$139,941
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,868/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,758
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,292
−HK$4,606/mo
Today · 4.125%
HK$154,898
baseline
▲ 0.50% · 4.625%
HK$164,324
+HK$9,426/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,796/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,154
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$166,503
−HK$4,412/mo
Today · 4.125%
HK$170,915
baseline
▲ 0.50% · 4.625%
HK$179,924
+HK$9,009/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,830/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,265 · Scale 2, in force from 26 Feb 2026)