LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,978
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,497
−HK$2,559/mo
Today · 4.125%
HK$86,056
baseline
▲ 0.50% · 4.625%
HK$91,292
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,112/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,087
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,503
−HK$2,451/mo
Today · 4.125%
HK$94,954
baseline
▲ 0.50% · 4.625%
HK$99,959
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,908/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,173
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,196
−HK$3,071/mo
Today · 4.125%
HK$103,267
baseline
▲ 0.50% · 4.625%
HK$109,550
+HK$6,283/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,534/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,104
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,004
−HK$2,941/mo
Today · 4.125%
HK$113,945
baseline
▲ 0.50% · 4.625%
HK$119,951
+HK$6,006/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,890/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,369
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,895
−HK$3,583/mo
Today · 4.125%
HK$120,478
baseline
▲ 0.50% · 4.625%
HK$127,809
+HK$7,331/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,956/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,122
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$129,504
−HK$3,432/mo
Today · 4.125%
HK$132,936
baseline
▲ 0.50% · 4.625%
HK$139,943
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,872/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,760
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,294
−HK$4,606/mo
Today · 4.125%
HK$154,900
baseline
▲ 0.50% · 4.625%
HK$164,326
+HK$9,426/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,800/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,157
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,505
−HK$4,412/mo
Today · 4.125%
HK$170,917
baseline
▲ 0.50% · 4.625%
HK$179,927
+HK$9,010/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,834/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,285 · Scale 2, in force from 26 Feb 2026)