LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,983
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,502
−HK$2,560/mo
Today · 4.125%
HK$86,062
baseline
▲ 0.50% · 4.625%
HK$91,298
+HK$5,236/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,124/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,093
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,509
−HK$2,452/mo
Today · 4.125%
HK$94,961
baseline
▲ 0.50% · 4.625%
HK$99,966
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,922/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,180
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,203
−HK$3,071/mo
Today · 4.125%
HK$103,274
baseline
▲ 0.50% · 4.625%
HK$109,558
+HK$6,284/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,548/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,112
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,011
−HK$2,942/mo
Today · 4.125%
HK$113,953
baseline
▲ 0.50% · 4.625%
HK$119,959
+HK$6,006/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,906/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,377
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,903
−HK$3,583/mo
Today · 4.125%
HK$120,486
baseline
▲ 0.50% · 4.625%
HK$127,818
+HK$7,332/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,972/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,130
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,513
−HK$3,432/mo
Today · 4.125%
HK$132,945
baseline
▲ 0.50% · 4.625%
HK$139,952
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,890/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,770
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$150,304
−HK$4,607/mo
Today · 4.125%
HK$154,911
baseline
▲ 0.50% · 4.625%
HK$164,337
+HK$9,426/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,822/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,168
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$166,517
−HK$4,412/mo
Today · 4.125%
HK$170,929
baseline
▲ 0.50% · 4.625%
HK$179,939
+HK$9,010/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,858/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,387 · Scale 2, in force from 26 Feb 2026)