LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,985
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,504
−HK$2,559/mo
Today · 4.125%
HK$86,063
baseline
▲ 0.50% · 4.625%
HK$91,300
+HK$5,237/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,126/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,095
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,511
−HK$2,452/mo
Today · 4.125%
HK$94,963
baseline
▲ 0.50% · 4.625%
HK$99,968
+HK$5,005/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,926/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,182
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,205
−HK$3,071/mo
Today · 4.125%
HK$103,276
baseline
▲ 0.50% · 4.625%
HK$109,560
+HK$6,284/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,552/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,114
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,014
−HK$2,941/mo
Today · 4.125%
HK$113,955
baseline
▲ 0.50% · 4.625%
HK$119,962
+HK$6,007/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,910/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,379
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$116,906
−HK$3,583/mo
Today · 4.125%
HK$120,489
baseline
▲ 0.50% · 4.625%
HK$127,820
+HK$7,331/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$240,978/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,133
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,516
−HK$3,432/mo
Today · 4.125%
HK$132,948
baseline
▲ 0.50% · 4.625%
HK$139,955
+HK$7,007/mo
Deposit HK$10.65M · loan HK$24.86M · min. income ≈ HK$265,896/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,773
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$150,307
−HK$4,607/mo
Today · 4.125%
HK$154,914
baseline
▲ 0.50% · 4.625%
HK$164,340
+HK$9,426/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$309,828/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,171
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$166,520
−HK$4,413/mo
Today · 4.125%
HK$170,933
baseline
▲ 0.50% · 4.625%
HK$179,943
+HK$9,010/mo
Deposit HK$3.55M · loan HK$31.96M · min. income ≈ HK$341,866/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,420 · Scale 2, in force from 26 Feb 2026)