LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,993
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,513
−HK$2,559/mo
Today · 4.125%
HK$86,072
baseline
▲ 0.50% · 4.625%
HK$91,309
+HK$5,237/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,144/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,104
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,521
−HK$2,451/mo
Today · 4.125%
HK$94,972
baseline
▲ 0.50% · 4.625%
HK$99,978
+HK$5,006/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,944/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,192
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,215
−HK$3,072/mo
Today · 4.125%
HK$103,287
baseline
▲ 0.50% · 4.625%
HK$109,571
+HK$6,284/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,574/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,125
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,025
−HK$2,942/mo
Today · 4.125%
HK$113,967
baseline
▲ 0.50% · 4.625%
HK$119,974
+HK$6,007/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,934/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,390
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,918
−HK$3,583/mo
Today · 4.125%
HK$120,501
baseline
▲ 0.50% · 4.625%
HK$127,833
+HK$7,332/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$241,002/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,146
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,529
−HK$3,432/mo
Today · 4.125%
HK$132,961
baseline
▲ 0.50% · 4.625%
HK$139,970
+HK$7,009/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$265,922/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,788
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$150,323
−HK$4,607/mo
Today · 4.125%
HK$154,930
baseline
▲ 0.50% · 4.625%
HK$164,357
+HK$9,427/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,860/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,187
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$166,537
−HK$4,413/mo
Today · 4.125%
HK$170,950
baseline
▲ 0.50% · 4.625%
HK$179,961
+HK$9,011/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,900/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,571 · Scale 2, in force from 26 Feb 2026)