LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,994
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,514
−HK$2,559/mo
Today · 4.125%
HK$86,073
baseline
▲ 0.50% · 4.625%
HK$91,311
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,146/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,105
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,522
−HK$2,451/mo
Today · 4.125%
HK$94,973
baseline
▲ 0.50% · 4.625%
HK$99,979
+HK$5,006/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,946/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,193
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,216
−HK$3,072/mo
Today · 4.125%
HK$103,288
baseline
▲ 0.50% · 4.625%
HK$109,573
+HK$6,285/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,576/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,126
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,026
−HK$2,942/mo
Today · 4.125%
HK$113,968
baseline
▲ 0.50% · 4.625%
HK$119,975
+HK$6,007/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,936/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,392
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,919
−HK$3,584/mo
Today · 4.125%
HK$120,503
baseline
▲ 0.50% · 4.625%
HK$127,835
+HK$7,332/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$241,006/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,147
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,530
−HK$3,433/mo
Today · 4.125%
HK$132,963
baseline
▲ 0.50% · 4.625%
HK$139,971
+HK$7,008/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$265,926/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,790
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$150,324
−HK$4,608/mo
Today · 4.125%
HK$154,932
baseline
▲ 0.50% · 4.625%
HK$164,359
+HK$9,427/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,864/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,189
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$166,539
−HK$4,413/mo
Today · 4.125%
HK$170,952
baseline
▲ 0.50% · 4.625%
HK$179,963
+HK$9,011/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,904/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,590 · Scale 2, in force from 26 Feb 2026)