LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,996
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,516
−HK$2,559/mo
Today · 4.125%
HK$86,075
baseline
▲ 0.50% · 4.625%
HK$91,313
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,150/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,107
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,524
−HK$2,452/mo
Today · 4.125%
HK$94,976
baseline
▲ 0.50% · 4.625%
HK$99,982
+HK$5,006/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,952/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,195
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,219
−HK$3,071/mo
Today · 4.125%
HK$103,290
baseline
▲ 0.50% · 4.625%
HK$109,575
+HK$6,285/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,580/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,129
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,029
−HK$2,942/mo
Today · 4.125%
HK$113,971
baseline
▲ 0.50% · 4.625%
HK$119,978
+HK$6,007/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,942/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,395
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,922
−HK$3,584/mo
Today · 4.125%
HK$120,506
baseline
▲ 0.50% · 4.625%
HK$127,838
+HK$7,332/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$241,012/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,150
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,534
−HK$3,432/mo
Today · 4.125%
HK$132,966
baseline
▲ 0.50% · 4.625%
HK$139,975
+HK$7,009/mo
Deposit HK$10.66M · loan HK$24.86M · min. income ≈ HK$265,932/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,793
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$150,328
−HK$4,608/mo
Today · 4.125%
HK$154,936
baseline
▲ 0.50% · 4.625%
HK$164,363
+HK$9,427/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,872/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,193
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$166,543
−HK$4,413/mo
Today · 4.125%
HK$170,956
baseline
▲ 0.50% · 4.625%
HK$179,968
+HK$9,012/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,912/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,629 · Scale 2, in force from 26 Feb 2026)