LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,999
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,519
−HK$2,559/mo
Today · 4.125%
HK$86,078
baseline
▲ 0.50% · 4.625%
HK$91,316
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,156/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,111
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,527
−HK$2,452/mo
Today · 4.125%
HK$94,979
baseline
▲ 0.50% · 4.625%
HK$99,985
+HK$5,006/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,958/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,199
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,222
−HK$3,072/mo
Today · 4.125%
HK$103,294
baseline
▲ 0.50% · 4.625%
HK$109,579
+HK$6,285/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,588/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,133
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,033
−HK$2,942/mo
Today · 4.125%
HK$113,975
baseline
▲ 0.50% · 4.625%
HK$119,983
+HK$6,008/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,950/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,399
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,926
−HK$3,584/mo
Today · 4.125%
HK$120,510
baseline
▲ 0.50% · 4.625%
HK$127,842
+HK$7,332/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,020/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,155
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,538
−HK$3,433/mo
Today · 4.125%
HK$132,971
baseline
▲ 0.50% · 4.625%
HK$139,980
+HK$7,009/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,942/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,798
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$150,333
−HK$4,608/mo
Today · 4.125%
HK$154,941
baseline
▲ 0.50% · 4.625%
HK$164,369
+HK$9,428/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,882/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,199
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$166,549
−HK$4,413/mo
Today · 4.125%
HK$170,962
baseline
▲ 0.50% · 4.625%
HK$179,974
+HK$9,012/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,924/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,681 · Scale 2, in force from 26 Feb 2026)