LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,003
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,522
−HK$2,560/mo
Today · 4.125%
HK$86,082
baseline
▲ 0.50% · 4.625%
HK$91,320
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,164/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,115
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,532
−HK$2,451/mo
Today · 4.125%
HK$94,983
baseline
▲ 0.50% · 4.625%
HK$99,990
+HK$5,007/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,966/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,203
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,227
−HK$3,072/mo
Today · 4.125%
HK$103,299
baseline
▲ 0.50% · 4.625%
HK$109,584
+HK$6,285/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,598/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,138
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,038
−HK$2,942/mo
Today · 4.125%
HK$113,980
baseline
▲ 0.50% · 4.625%
HK$119,988
+HK$6,008/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,960/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,404
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,931
−HK$3,584/mo
Today · 4.125%
HK$120,515
baseline
▲ 0.50% · 4.625%
HK$127,848
+HK$7,333/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,030/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,161
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,544
−HK$3,433/mo
Today · 4.125%
HK$132,977
baseline
▲ 0.50% · 4.625%
HK$139,986
+HK$7,009/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,954/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,805
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$150,340
−HK$4,608/mo
Today · 4.125%
HK$154,948
baseline
▲ 0.50% · 4.625%
HK$164,377
+HK$9,429/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,896/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,207
−HK$8,763/mo
▼ 0.25% · 3.875%
HK$166,557
−HK$4,413/mo
Today · 4.125%
HK$170,970
baseline
▲ 0.50% · 4.625%
HK$179,982
+HK$9,012/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,940/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,751 · Scale 2, in force from 26 Feb 2026)