LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,006
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,525
−HK$2,560/mo
Today · 4.125%
HK$86,085
baseline
▲ 0.50% · 4.625%
HK$91,323
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,170/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,118
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,535
−HK$2,452/mo
Today · 4.125%
HK$94,987
baseline
▲ 0.50% · 4.625%
HK$99,994
+HK$5,007/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,974/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,207
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,230
−HK$3,072/mo
Today · 4.125%
HK$103,302
baseline
▲ 0.50% · 4.625%
HK$109,588
+HK$6,286/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$206,604/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,141
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,042
−HK$2,942/mo
Today · 4.125%
HK$113,984
baseline
▲ 0.50% · 4.625%
HK$119,992
+HK$6,008/mo
Deposit HK$14.21M · loan HK$21.31M · min. income ≈ HK$227,968/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,408
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,935
−HK$3,584/mo
Today · 4.125%
HK$120,519
baseline
▲ 0.50% · 4.625%
HK$127,853
+HK$7,334/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,038/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,165
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,549
−HK$3,432/mo
Today · 4.125%
HK$132,981
baseline
▲ 0.50% · 4.625%
HK$139,991
+HK$7,010/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,962/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,810
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$150,346
−HK$4,608/mo
Today · 4.125%
HK$154,954
baseline
▲ 0.50% · 4.625%
HK$164,382
+HK$9,428/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,908/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,212
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,563
−HK$4,413/mo
Today · 4.125%
HK$170,976
baseline
▲ 0.50% · 4.625%
HK$179,988
+HK$9,012/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,952/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,803 · Scale 2, in force from 26 Feb 2026)