LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,009
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,529
−HK$2,561/mo
Today · 4.125%
HK$86,090
baseline
▲ 0.50% · 4.625%
HK$91,328
+HK$5,238/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,180/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,122
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,539
−HK$2,452/mo
Today · 4.125%
HK$94,991
baseline
▲ 0.50% · 4.625%
HK$99,998
+HK$5,007/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,982/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,211
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,235
−HK$3,072/mo
Today · 4.125%
HK$103,307
baseline
▲ 0.50% · 4.625%
HK$109,593
+HK$6,286/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,614/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,147
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,047
−HK$2,943/mo
Today · 4.125%
HK$113,990
baseline
▲ 0.50% · 4.625%
HK$119,998
+HK$6,008/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$227,980/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,413
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,941
−HK$3,584/mo
Today · 4.125%
HK$120,525
baseline
▲ 0.50% · 4.625%
HK$127,859
+HK$7,334/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,050/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,171
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,555
−HK$3,433/mo
Today · 4.125%
HK$132,988
baseline
▲ 0.50% · 4.625%
HK$139,998
+HK$7,010/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,976/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,817
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$150,353
−HK$4,608/mo
Today · 4.125%
HK$154,961
baseline
▲ 0.50% · 4.625%
HK$164,390
+HK$9,429/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$309,922/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,220
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,571
−HK$4,413/mo
Today · 4.125%
HK$170,984
baseline
▲ 0.50% · 4.625%
HK$179,997
+HK$9,013/mo
Deposit HK$3.55M · loan HK$31.97M · min. income ≈ HK$341,968/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,876 · Scale 2, in force from 26 Feb 2026)